About The Credit Attorney
About The Credit Attorney
About The Credit Attorney
Your credit score deserves the truth
Your credit score deserves the truth
Your credit score deserves the truth
Incorrect information on your credit report can cost you thousands. We'll help you identify errors, dispute inaccuracies, and potentially boost your score — at no upfront cost to you.
Incorrect information on your credit report can cost you thousands. We'll help you identify errors, dispute inaccuracies, and potentially boost your score — at no upfront cost to you.
Incorrect information on your credit report can cost you thousands. We'll help you identify errors, dispute inaccuracies, and potentially boost your score — at no upfront cost to you.
My wife and I had some incorrect credit info on our credit reports. Yousef and his team, aided and guided us through the process of disputing the incorrect info. The lenders corrected and updated their reporting to the credit report agencies.
Lucky
My wife and I had some incorrect credit info on our credit reports. Yousef and his team, aided and guided us through the process of disputing the incorrect info. The lenders corrected and updated their reporting to the credit report agencies.
Lucky
My wife and I had some incorrect credit info on our credit reports. Yousef and his team, aided and guided us through the process of disputing the incorrect info. The lenders corrected and updated their reporting to the credit report agencies.
Lucky
What are they?
What are they?
What are they?
What are credit report errors?
Simply put, credit reporting errors are inaccurate or outdated information on your credit report. They can include incorrect account details, fraudulent accounts, or misreported payments.
Errors can lead to lower credit scores, resulting in higher interest rates on loans and credit cards. They can also leave you with a feeling of powerlessness and frustration that seem beyond your control.
And to make matters worse, the process of identifying and correcting errors on your own can be time-consuming and complex — often requiring multiple disputes and follow-ups.
Common background check errors include:
Incorrect credit account balances
Misreported payment history
Someone else’s information showing on your report
Failure to investigate disputes
Not correcting inaccuracies within 30 days of your dispute
How we help
How we help
How we help
Let us clear up your credit reporting errors
Our experienced team uses legal expertise and proven strategies to identify, dispute, and correct inaccuracies in your credit report.
Why us?
Why us?
Why us?
Why choose The Credit Attorney?
Why choose The Credit Attorney?
Why choose The Credit Attorney?
We're dedicated to protecting your rights and restoring your background to its correct standing.
No upfront cost to you — we get paid only if you win
No upfront cost to you — we get paid only if you win
No upfront cost to you — we get paid only if you win
We have extensive experience in background check error cases, and a proven track record of success
We have extensive experience in background check error cases, and a proven track record of success
We have extensive experience in background check error cases, and a proven track record of success
Your consultation is free, and strategy-focused from the start
Your consultation is free, and strategy-focused from the start
Your consultation is free, and strategy-focused from the start
You get personalized attention and regular updates throughout your case
You get personalized attention and regular updates throughout your case
You get personalized attention and regular updates throughout your case
Our deep knowledge of credit and background check law increases our likelihood of success
Our deep knowledge of credit and background check law increases our likelihood of success
Our deep knowledge of credit and background check law increases our likelihood of success
Testimonials
Testimonials
Testimonials
Serving you is our number one priority
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
When Youssef took over, there were immediate results. He was very personable and communicative about updates. I would highly recommend him.
Brooke
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I would recommend this Atty, and the firm that he works for very highly. They kept me posted every step of the way, explained everything to me, redesigned anything that was written, to my specifications and needs, and overall, I was very satisfied with their service.
Jerilyn
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
I was receiving numerous phone calls from one particular debtor. Sometimes up to 4 per day on each of my phones, cell and home. I asked them several times to please stop calling and communicate in written form only. They never stopped. I'm in my late 60's, on a fixed income and fighting cancer. The calls were causing anxiety and interrupting much needed rest. I had been working with Youssef Hammoud for awhile and I hired him to help me with this harassment as it was becoming too much for me to handle. From day one, he was diligent, kind, and eased my mind that it would soon be taken care of. He kept me informed of all steps taken all through the process. We finally received a settlement and my debt was paid. I now not only am free of this company but have a few dollars to ease my financial situation. I would recommend Youssef to anyone who finds themselves in a credit and/or debt problem.
Gail
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
A debt collector sent me a collection letter for a debt that was over 8 years old. Youssef explained to me that because of how old the debt is, the debt collector could not collect on it. He told me that because of how old the account was, the debt collector could not even report the debt to the credit reporting agencies. If that was not enough, Youssef told me that the debt collector’s letter was a violation of the law because of the way it was written. I couldn’t believe it, but Youssef was able to get me money for the ONE collection letter I received on a debt that was OVER 8 years old. Throughout the entire process Youssef always returned my phone calls, he kept me informed on what was going on, and he took time to explain to me what was going on. I continue to come back to Youssef for all my legal needs and I refer all my friends/family to him.
Leo
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
FAQs
FAQs
FAQs
Frequently asked questions
Can I fix credit report errors on my own?
While you can attempt to fix errors yourself, the process can be complex and time-consuming. Our expertise in the credit reporting laws and relationships with credit bureaus often lead to faster and more comprehensive resolutions.
Can I fix credit report errors on my own?
While you can attempt to fix errors yourself, the process can be complex and time-consuming. Our expertise in the credit reporting laws and relationships with credit bureaus often lead to faster and more comprehensive resolutions.
Can I fix credit report errors on my own?
While you can attempt to fix errors yourself, the process can be complex and time-consuming. Our expertise in the credit reporting laws and relationships with credit bureaus often lead to faster and more comprehensive resolutions.
What if I can't afford an attorney?
We only get paid if we win. If we are not successful (which is rare), you will owe us nothing.
What if I can't afford an attorney?
We only get paid if we win. If we are not successful (which is rare), you will owe us nothing.
What if I can't afford an attorney?
We only get paid if we win. If we are not successful (which is rare), you will owe us nothing.
How long do credit cases take to resolve?
The timeline varies depending on the specific circumstances of your case, but on average, most cases resolve within 6-8 months of the filing of your lawsuit.
How long do credit cases take to resolve?
The timeline varies depending on the specific circumstances of your case, but on average, most cases resolve within 6-8 months of the filing of your lawsuit.
How long do credit cases take to resolve?
The timeline varies depending on the specific circumstances of your case, but on average, most cases resolve within 6-8 months of the filing of your lawsuit.
Will fixing credit report errors improve my credit score?
In many cases, yes. Removing negative errors can lead to a significant increase in your credit score, potentially improving your access to better financial products and rates.
Will fixing credit report errors improve my credit score?
In many cases, yes. Removing negative errors can lead to a significant increase in your credit score, potentially improving your access to better financial products and rates.
Will fixing credit report errors improve my credit score?
In many cases, yes. Removing negative errors can lead to a significant increase in your credit score, potentially improving your access to better financial products and rates.
What if the credit bureau doesn't correct the errors after I dispute them?
If errors persist after a proper dispute, you may have grounds for a lawsuit under the credit reporting laws. We can help you explore this option and represent you in court if necessary.
What if the credit bureau doesn't correct the errors after I dispute them?
If errors persist after a proper dispute, you may have grounds for a lawsuit under the credit reporting laws. We can help you explore this option and represent you in court if necessary.
What if the credit bureau doesn't correct the errors after I dispute them?
If errors persist after a proper dispute, you may have grounds for a lawsuit under the credit reporting laws. We can help you explore this option and represent you in court if necessary.
How do I know if I have errors on my credit report?
We recommend regularly reviewing your credit reports from all three major bureaus. During our free consultation, we can also perform a thorough audit to identify potential errors.
How do I know if I have errors on my credit report?
We recommend regularly reviewing your credit reports from all three major bureaus. During our free consultation, we can also perform a thorough audit to identify potential errors.
How do I know if I have errors on my credit report?
We recommend regularly reviewing your credit reports from all three major bureaus. During our free consultation, we can also perform a thorough audit to identify potential errors.
What types of compensation can I receive for credit reporting errors?
You can get compensated for things like emotional distress damages, out-of-pocket costs, credit denials, mortgage denials and other financial losses as a result of the violations.
What types of compensation can I receive for credit reporting errors?
You can get compensated for things like emotional distress damages, out-of-pocket costs, credit denials, mortgage denials and other financial losses as a result of the violations.
What types of compensation can I receive for credit reporting errors?
You can get compensated for things like emotional distress damages, out-of-pocket costs, credit denials, mortgage denials and other financial losses as a result of the violations.
Get your credit back where it belongs
Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you
601 N. Parkcenter Dr., Suite 202, Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com
Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.
Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.
© 2024 The Credit Attorney, Inc. All rights reserved.
Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you
601 N. Parkcenter Dr., Suite 202,
Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com
Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.
Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.
© 2024 The Credit Attorney, Inc.
All rights reserved.
Get your credit back where it belongs
Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you
601 N. Parkcenter Dr., Suite 202, Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com
Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.
Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.
© 2024 The Credit Attorney, Inc. All rights reserved.